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Protect What Matters Most With The Right Coverage, At The Right Price
At Sharma Finserve, we believe financial growth begins with financial protection. Insurance is not just about policies; it’s about peace of mind. Our expert advisory ensures you get coverage that fits your needs and life stage, not just a one-size-fits-all plan.
Our Insurance Offerings
Term Insurance
Affordable Life Cover. High Protection. Total Peace of Mind.
Secure your family’s future in case of any uncertainty. Our advisors help you choose the right term plan with optimal coverage, claim ratio, and tax benefits.
Secure your family’s future in case of any uncertainty. Our advisors help you choose the right term plan with optimal coverage, claim ratio, and tax benefits.
- Coverage up to ₹5 Cr
- Low premiums for high sum assured
- Riders: Critical Illness, Accidental Death, Disability
Health Insurance
Protect Your Wealth Against Medical Emergencies
Healthcare costs are rising — but your financial security shouldn’t suffer. We help you find comprehensive health insurance plans that cover hospitalization, critical illness, maternity, and more.
Healthcare costs are rising — but your financial security shouldn’t suffer. We help you find comprehensive health insurance plans that cover hospitalization, critical illness, maternity, and more.
- Cashless network hospitals
- Tax benefits under Sec 80D
- Plans for individuals, families & senior citizens
Income Plans & ULIPs
Grow Your Wealth While Staying Protected
Need a plan that provides life cover + investment growth? ULIPs and income plans give dual benefits especially useful for wealth building, kids’ education, and retirement.
Need a plan that provides life cover + investment growth? ULIPs and income plans give dual benefits especially useful for wealth building, kids’ education, and retirement.
- Guaranteed income options
- Market-linked returns with tax-saving
- Flexible premium & policy terms
Why Choose Sharma Finserve?
Certified Insurance Consultants (IRDAI Approved)
Get expert advice from licensed professionals.
01
Comparison across top insurers
LIC, HDFC Life, ICICI Prudential, etc.
02
End-to-end support
From buying to claims.
03
Custom recommendations
Based on your income, family size & goals.
04
No Push Selling
Only what's right for YOU.
05
How to Apply for an Insurance Plan From Sharma Finserve?
Eligibility & Criteria for Sharma Finserve Insurance Services
At Sharma Finserve, we offer a wide range of insurance plans. Here’s what you need to be eligible:
Basic Eligibility
- Age: Usually between 18 to 65 years, depending on the type of insurance
- Nationality: Must be an Indian citizen or an NRI (Non-Resident Indian)
- Health Status: Must meet the medical or lifestyle criteria of the chosen plan
Documents Required
- Identity Proof: Aadhaar Card, PAN Card, Passport, etc.
- Address Proof: Utility bills, Aadhaar, Driving License, etc.
- Income Proof (for some plans): Salary slip, ITR, bank statement
- Medical Reports (if required): For life and health insurance plans
Frequently Asked Questions
There is no ideal age to buy term insurance. The earlier you buy term insurance, you get higher coverage at a lower premium.
They just need to reach the insurer, submit the required documents (death certificate, policy papers, ID proofs), and the claim will be processed promptly.
Yes, because your money is linked to the market. Returns can go up or down, depending on how the market performs.
- Hospitalization (pre & post)
- Doctor’s fees and diagnostics
- Surgeries and treatments
- ICU and room charges
- Daycare procedures
- Ambulance charges
- Some plans also cover maternity, OPD, and critical illnesses
Yes. Most health insurance plans now offer lifetime renewability
Yes, income plans include life cover for the duration of the policy.
